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Wrist Injury Workers' Comp Settlement Calculator

Carpal tunnel, distal radius and scaphoid fractures, ligament tears, and wrist fusion. Estimate your scheduled-loss benefits with 2026 state rates below.

Calculate Your Workers' Comp Benefits

Enter your information below to see your estimated weekly benefit, total TTD pay, and potential settlement range.

Step 1 - Your wages
$

Include all regular wages, overtime, bonuses, and income from any second jobs you held in the 52 weeks before your injury.

Step 2 - Your state

State law determines your benefit rate cap and calculation method.

Step 3 - Injury type
Step 4 - Disability details
Permanent impairment rating (%)20%

Your doctor assigns this percentage at Maximum Medical Improvement.

Step 5 - Medical expenses
$

Workers' comp covers reasonable medical costs - this adds to your total claim value estimate.

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Your estimated weekly benefit

$667

Base rate (AWW × rate)
$667
State max cap
$1,764
Below cap
No
Effective replacement
66.7%

Total benefit summary

PPD total
$32,535
Medical covered
$0
Estimated total claim value
$32,535 – $45,549

Based on Hand scheduled at 244 weeks × 20% = 48.8 weeks × $667/wk.

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California snapshot

2026 max weekly TTD
$1,764
Benefit rate
66.67% of AWW
Min weekly
$265
Your benefit
Below cap

2026 rates effective Jan 1, 2026

Important: Workers' comp calculations vary significantly by state, employer, and insurance carrier. These are estimates only. An attorney consultation is free and could significantly increase your final settlement.

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These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.

2026 Wrist Settlement Ranges by Procedure

Typical 2026 workers' comp settlement ranges for wrist claims depend on the procedure performed and the permanent impairment left behind: - Carpal tunnel release, one hand: $20,000 – $55,000 - Bilateral carpal tunnel release: $35,000 – $90,000 - Distal radius fracture with plate fixation: $30,000 – $85,000 - Scaphoid fracture with screw fixation: $30,000 – $90,000 - Scaphoid nonunion with bone graft or salvage surgery: $50,000 – $130,000 - Ligament reconstruction for scapholunate instability: $45,000 – $110,000 - Partial wrist fusion: $60,000 – $150,000 - Total wrist fusion: $70,000 – $200,000 - Wrist replacement (arthroplasty): $80,000 – $220,000 These ranges reflect claims with surgery, an impairment rating, and permanent restrictions. Your own number depends on your state's weekly maximum, your average weekly wage, your final rating, and whether future medical is left open or bought out.

How Wrist Impairment Converts to Dollars

Wrist injuries are scheduled injuries in almost every state. Your physician assigns a permanent impairment percentage at maximum medical improvement. That percentage is multiplied by the scheduled weeks for the affected level and by your weekly benefit rate. Most wrist ratings are expressed as a percentage loss of the hand, scheduled at 244 weeks in the majority of states. Ratings that reach above the wrist joint convert to the arm, scheduled at 312 weeks. Worked example: a 25% hand rating at an $800 weekly rate equals 61 weeks, or $48,800. The same 25% converted to the arm equals 78 weeks, or $62,400. That is a $13,600 difference from the rating level alone. This is why the level of the rating matters as much as the percentage.

Distal Radius Fractures and Wrist Breaks

The distal radius is the most commonly fractured bone in the wrist. It is usually injured in a fall onto an outstretched hand or in a crush accident. Nondisplaced fractures treated in a cast often heal with minimal permanent impairment and settle modestly. Displaced or intra-articular fractures requiring open reduction and internal fixation with a volar plate produce higher ratings. The fracture line crosses the joint surface, which leads to post-traumatic arthritis, stiffness, and lost grip strength. Watch for malunion, tendon irritation from hardware, and secondary carpal tunnel symptoms from swelling. Each is separately ratable, and each raises settlement value when properly documented.

Scaphoid Fractures, Nonunion, and Avascular Necrosis

The scaphoid is the most commonly fractured carpal bone, and it is also the most likely to heal badly. Its blood supply runs from distal to proximal, so proximal fractures can lose blood flow and fail to heal. Missed scaphoid fractures are often dismissed as a sprain in the first weeks. This becomes a frequent source of disputes because carriers argue the delayed diagnosis broke the chain of causation. If your wrist pain persisted after an initial normal X-ray, make sure the delay and subsequent imaging are documented. Nonunion, avascular necrosis, and scaphoid nonunion advanced collapse (SNAC wrist) drive impairment ratings sharply higher. They often lead to partial fusion or proximal row carpectomy.

Carpal Tunnel and Repetitive Strain Wrist Claims

Carpal tunnel syndrome, De Quervain's tenosynovitis, and wrist tendinitis are compensable occupational diseases in nearly every state when repetitive work duties are the cause. Recognized exposures include assembly, packing, meat processing, keyboarding, drywall work, plumbing, and vibrating tool use. These claims produce temporary total disability during the 6 to 12 week surgical recovery per hand. They also produce a permanent partial disability rating for residual grip strength loss, numbness, and reduced sensation. The most important evidence is a treating physician who explicitly links the diagnosis to your job duties in the medical record. Generic statements usually do not survive an independent medical examination.

Ligament Tears, Instability, and Wrist Fusion

Scapholunate and lunotriquetral ligament tears destabilize the carpal bones. Left untreated, they progress to arthritis. Reconstruction, pinning, or capsulodesis is common. When arthritis has already set in, surgeons move to salvage procedures: proximal row carpectomy, four-corner fusion, or total wrist fusion. Fusion trades motion for pain relief. A fused wrist has no flexion or extension, which produces high scheduled impairment and usually ends a career in manual trades. If a fusion is recommended or performed, do not settle before a vocational assessment. The wage-loss component of a fusion claim is frequently larger than the scheduled impairment payment itself.

Recovery Timelines and TTD Benefits

Recovery timelines drive temporary total disability benefits. Typical recovery periods include: - Carpal tunnel release: 6 to 12 weeks per hand - Distal radius fracture with plating: 3 to 6 months - Scaphoid screw fixation: 4 to 6 months, longer with nonunion - Ligament reconstruction: 4 to 8 months - Partial or total wrist fusion: 6 to 12 months Every week you are unable to work during recovery should be paid at your state TTD rate. That rate is typically two thirds of your average weekly wage up to the 2026 state maximum. Unpaid or underpaid TTD weeks are added to the settlement demand. Use the calculator above with your own wage and rating, then confirm the weeks of TTD you have actually been paid.

Future Medical and What Reduces Wrist Settlements

Hardware removal, revision surgery, injections, therapy, and treatment for post-traumatic arthritis are real future costs on wrist claims. A full and final settlement closes those rights, so a buyout should be priced, not guessed. Settlement value is most often reduced by gaps in treatment, a lower rating from a carrier-selected examiner, ratings that ignore grip strength and sensory loss, pre-existing degenerative findings on imaging, and returning to full duty without restrictions before maximum medical improvement. Keep treatment continuous, get grip strength measured with a dynamometer, and get the rating in writing before discussing any settlement figure.

Workers' Comp Calculators by State

Pick your state for benefit caps, weekly rate, and a state-specific calculator.

Frequently asked questions

How much is a workers' comp settlement for a wrist injury?+

Most wrist workers' comp settlements fall between $25,000 and $100,000, with surgical cases and permanent restrictions at the higher end. Wrist injuries are usually rated against the hand schedule (244 weeks in most states) or the arm schedule (312 weeks) when the impairment extends above the wrist joint. A 15% hand impairment at a $750 weekly rate is 36.6 weeks, or about $27,450 in face value. A 30% rating at the same rate is roughly $54,900. Carriers settle straightforward wrist claims at 75 to 90% of face value, and represented claimants generally recover more than unrepresented ones for the same rating.

Is a wrist injury rated on the hand schedule or the arm schedule?+

It depends on where the permanent impairment is located. Fractures, ligament tears, and carpal tunnel released at the wrist are normally converted to a percentage loss of the hand. When the injury causes loss of forearm rotation, elbow-level weakness, or a fusion that limits the whole upper extremity, most states convert the rating to the arm, which carries more scheduled weeks and therefore a larger payout. Ask your treating physician which level the rating is assigned to, because moving a rating from hand to arm can raise the benefit value substantially at the same percentage.

What is a scaphoid fracture worth in workers' comp?+

Scaphoid fractures typically settle between $30,000 and $90,000 when surgery, hardware, or a nonunion is involved. The scaphoid has a poor blood supply, so nonunion and avascular necrosis are common complications that extend disability and raise the impairment rating. A screw fixation that heals cleanly may produce a 5 to 10% hand rating. A nonunion requiring bone grafting, or a salvage procedure such as a partial wrist fusion, commonly produces 20 to 40% hand impairment plus permanent lifting and gripping restrictions.

How much is carpal tunnel release surgery worth in a wrist claim?+

Single-hand carpal tunnel release claims commonly settle between $20,000 and $55,000, and bilateral releases between $35,000 and $90,000. The value is driven by temporary total disability for the 6 to 12 week recovery per hand, the residual impairment rating for grip strength and sensory loss, and future medical exposure if symptoms recur. Carpal tunnel is compensable as an occupational disease in nearly every state when repetitive work duties caused it. See the carpal tunnel surgery settlement guide for procedure-specific numbers.

What is a wrist fusion settlement worth?+

Wrist fusion (arthrodesis) is among the highest-value wrist claims, commonly settling between $70,000 and $200,000. A total wrist fusion eliminates flexion and extension permanently, which frequently produces impairment ratings of 30 to 50% of the hand or is converted to an arm rating. Because a fused wrist blocks return to most manual trades, these claims often include a loss-of-earning-capacity or vocational component on top of the scheduled award, and future medical for hardware removal or adjacent-joint arthritis.

Can I get workers' comp for a wrist injury that developed over time?+

Yes. Cumulative trauma wrist conditions are compensable as occupational diseases in most states. Carpal tunnel syndrome, tendinitis, De Quervain's tenosynovitis, trigger wrist, and ulnar-sided wrist pain from repetitive gripping or vibrating tools are all recognized gradual-onset claims. Filing deadlines for occupational disease usually start when you knew or should have known the condition was work-related, not when symptoms first appeared. Report it to your employer as soon as a physician connects your symptoms to your job duties.

What restrictions after a wrist injury increase the settlement?+

Permanent restrictions that raise settlement value include lifting limits below 20 pounds, no repetitive gripping or torquing, no vibrating tool use, no keyboard work beyond set intervals, and no overhead or ladder work requiring a firm grip. These restrictions matter because they determine whether you can return to your pre-injury job. If your trade requires full grip and wrist motion and you cannot return to it, many states add a wage-loss or loss-of-earning-capacity award on top of the scheduled impairment payment.

Should I hire an attorney for a wrist injury claim?+

Wrist claims turn on two disputes that consistently cost unrepresented workers money: whether the impairment is rated to the hand or the arm, and whether grip strength loss, sensory deficits, and range-of-motion loss are all captured in the rating rather than just the bone healing. Carriers also frequently dispute occupational causation on cumulative trauma wrist claims. If your wrist injury involved a machine, a power tool, or defective equipment, a third-party claim may exist alongside the comp claim with no fee cap. A free consultation costs nothing and clarifies both.

Surgery settlement values for this injury

Procedure-specific 2026 settlement ranges, impairment ratings, and payout math.

From the blog

In-depth guides and state-by-state data for this injury.

Other injuries and calculators

Compare a different body part or move to the next stage of your claim.

Free attorney consultation: Wrist claims are frequently underrated when grip strength and sensory loss are left out, or when an arm-level impairment is rated to the hand - an attorney review is free.