WorkersCompEstimator is a free, independent resource built to help injured workers understand their rights and estimate what their workers' compensation claim is worth — in plain English, without the runaround.
We are not a law firm. We don't give legal advice and we don't represent clients. What we do is give you the numbers — accurate, state-specific benefit calculations based on current 2026 rates — so you walk into every conversation about your claim with your eyes open.
Why We Built This
Nearly 5 million workers' compensation claims are filed in the United States every year. Most of those workers have no idea what their claim is worth, what benefits they're legally entitled to, or how the insurance company is calculating their weekly check.
That information gap costs injured workers real money. Insurance companies have adjusters, attorneys, and actuarial tables working for them from day one. You deserve the same clarity on your side — before you sign anything, before you accept a settlement, before you decide whether to hire an attorney.
WorkersCompEstimator exists to close that gap.
Our calculators are built on publicly available state statutes, official benefit schedules, and annual rate updates from state workers' compensation boards across all 50 states. We update rates every year so the numbers you see reflect what the law actually says right now — not what it said three years ago.
Who Uses WorkersCompEstimator
Injured workers who want to understand their situation before meeting with an attorney. Our calculators give you a realistic baseline — what your weekly TTD should be, what a PPD settlement might look like, whether the insurance company's offer is in the right ballpark.
Workers' comp attorneys who use our tools for quick initial case assessments and to help clients understand benefit structures during consultations.
HR professionals who need to understand benefit obligations, estimate claim costs, or prepare for the financial impact of a workers' comp claim on their organization.
Union representatives advocating for injured members who need state-specific data to back up their case.
What You'll Find Here
We offer specialized calculators covering every major aspect of a workers' compensation claim:
- Workers' Comp Benefits Calculator — your weekly benefit, total TTD, and estimated settlement range in one tool
- Settlement Calculator — three-scenario estimate showing unrepresented, attorney-represented, and best-case values
- TTD Calculator — temporary total disability weekly benefit with underpayment detection
- PPD Calculator — permanent partial disability award based on your impairment rating and body part
- Weekly Benefit Rates — complete 2026 maximum and minimum weekly rates for all 50 states
- Injury Guides — back, knee, shoulder, hand, and brain injury workers' comp breakdowns
Every calculator includes your state's 2026 maximum and minimum weekly rates, the correct benefit percentage, and a plain-English explanation of how the number was calculated.
A Word on Accuracy
Workers' compensation law is genuinely complex. Rates change annually. State formulas differ significantly — Georgia's maximum weekly benefit is $675 while Missouri's is $2,350. A calculation that's accurate in California can be completely wrong in Florida.
We work hard to keep every state's data current, but no online calculator replaces the judgment of an experienced workers' comp attorney who knows your state's law and the specific facts of your case. If your injury is serious, if your claim has been denied, or if the insurance company is disputing your benefits — get an attorney. Most workers' comp attorneys work on contingency, meaning you pay nothing unless they win.
Our goal is to make sure you know enough to ask the right questions and recognize the right answers.
Know Your Numbers. Protect Your Claim.
That's what this site is for.
Start with the Workers' Comp Benefits Calculator to see your estimated weekly benefit and settlement range. Use the Weekly Benefit Rates page to confirm your state's 2026 maximums. And if something doesn't add up — if the insurance company's check is lower than what our calculator shows — take that discrepancy to a free attorney consultation before you assume they're right.
WorkersCompEstimator is independently operated and not affiliated with any state workers' compensation board, insurance company, or government agency.
Results from our calculators are estimates for informational purposes only and do not constitute legal advice. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other case-specific factors. Always consult a licensed workers' compensation attorney for advice specific to your situation.