How much does workers' comp pay in Ohio?
- Ohio temporary total pays 72% of the full weekly wage for the first 12 weeks (limited to the lesser of the statewide average weekly wage or net take-home pay), then 66⅔% of average weekly wage.
- For 2026 injuries the weekly maximum is $1,281 and the minimum $427 ($1,231 and $410.33 for 2025); workers earning less than the minimum receive full wages.
- The calculator shows the rate after week 12.
Official-source review: . General guidance, not legal advice.
Calculate Ohio ordinary total-disability pay
Estimated weekly TTD
$800.00
Assumes full temporary disability and a correct AWW. Does not establish eligibility, apply waiting periods or offsets, or model partial disability.
Ohio permanent-award rules: what actually drives the payout
- Ohio has two separate permanent-partial awards.
- A %PP (whole-person) award pays two weeks per percentage point at 66⅔% of AWW, capped at $427 a week for 2026 injuries, so 10% is 20 weeks.
- Scheduled loss for amputation or total loss of use pays fixed weeks — arm 225, hand 175, leg 200, foot 150, eye 125 — at the statewide average weekly wage rate of $1,281 for 2026, not your TTD rate.
Medical impairment, legal disability and loss of earning capacity are different measurements. Use the established award category and applicable rate before doing dollar arithmetic. Do not borrow a rating from Social Security, the VA or another state.
| Award basis | Full-loss / full-person weeks |
|---|---|
| Whole-person %PP (2 weeks per point) | 200 |
| Arm – total loss | 225 |
| Hand – total loss | 175 |
| Leg – total loss | 200 |
| Foot – total loss | 150 |
| Eye – total loss | 125 |
How to evaluate an Ohio settlement
- The BWC administrator approves state-fund settlements; self-insured settlements are reviewed by the Industrial Commission.
- A settlement can close medical rights only to the extent the agreement states.
- Either party can withdraw during the 30-day period after approval or signing.
- Check the wage worksheet, award classification, rating evidence and unpaid benefits.
- Identify exactly which medical conditions, future treatment and wage-loss rights are released.
- Separate gross value from prior payments, approved fees, liens and other adjustments.
- Review Medicare and Social Security coordination when relevant; a medical allocation is not an automatic settlement multiplier.
Ohio workers' compensation rates by injury date
Dated rate history from official Ohio sources, reviewed . Looking for employer premiums? See workers' comp insurance cost by state.
| Injury period | Weekly maximum | Minimum basis |
|---|---|---|
| January 1 – December 31, 2026 | $1,281.00 | $427.00; no more than actual wages |
| January 1 – December 31, 2025 | $1,231.00 | $410.33; no more than actual wages |
The first 12 weeks of Ohio TTD use 72% of full weekly wage; the calculator shows the 66⅔% rate that applies afterward. Workers receiving Social Security retirement have lower maximums ($854 for 2026). The %PP weekly cap is $427 (2026) and $410.33 (2025); scheduled loss uses $1,281 and $1,231.
Reporting, filing and official sources
- Report the injury to your employer promptly.
- A claim identifying the injured body parts must ordinarily be filed with BWC or the Industrial Commission within one year of the injury, subject to statutory exceptions.
- Occupational disease rules differ.
Ohio benefit questions
How much does workers' comp pay in Ohio?+
Ohio temporary total pays 72% of the full weekly wage for the first 12 weeks (limited to the lesser of the statewide average weekly wage or net take-home pay), then 66⅔% of average weekly wage. For 2026 injuries the weekly maximum is $1,281 and the minimum $427 ($1,231 and $410.33 for 2025); workers earning less than the minimum receive full wages. The calculator shows the rate after week 12.
How do permanent disability benefits work in Ohio?+
Ohio has two separate permanent-partial awards. A %PP (whole-person) award pays two weeks per percentage point at 66⅔% of AWW, capped at $427 a week for 2026 injuries, so 10% is 20 weeks. Scheduled loss for amputation or total loss of use pays fixed weeks — arm 225, hand 175, leg 200, foot 150, eye 125 — at the statewide average weekly wage rate of $1,281 for 2026, not your TTD rate.
Can an Ohio settlement close future medical care?+
The BWC administrator approves state-fund settlements; self-insured settlements are reviewed by the Industrial Commission. A settlement can close medical rights only to the extent the agreement states. Either party can withdraw during the 30-day period after approval or signing.
What are the reporting and filing deadlines in Ohio?+
Report the injury to your employer promptly. A claim identifying the injured body parts must ordinarily be filed with BWC or the Industrial Commission within one year of the injury, subject to statutory exceptions. Occupational disease rules differ.
Why is Ohio's first 12 weeks of TTD different?+
For the first 12 weeks Ohio pays 72% of the full weekly wage, limited to the statewide average weekly wage or net take-home pay. From week 13 the rate is 66⅔% of average weekly wage within the injury-year maximum and minimum.
Is the Ohio %PP cap the same as the TTD maximum?+
No. A %PP award has its own weekly maximum, $427 for 2026 injuries and $410.33 for 2025, much lower than the $1,281 TTD maximum. Scheduled loss awards use a separate statewide-average rate.
When can I apply for an Ohio %PP award?+
Usually no earlier than 26 weeks after the last temporary disability payment or wages in lieu, or 26 weeks after the injury if neither was paid. This is different from the 30-day settlement withdrawal period.
Does Ohio pay a scheduled award for partial loss of use?+
Scheduled loss awards generally require amputation or total loss of use of the body part. Partial impairment is usually compensated through a %PP award instead.
Does surgery guarantee a larger Ohio settlement?+
No. Surgery can change treatment costs, restrictions and medical evidence, but there is no automatic surgery multiplier. Permanent disability must be established under the applicable rules. Compare the benefits released and future care needs, not just the procedure name.
Are Ohio workers' comp benefits taxable?+
Benefits paid under a workers' compensation law for an occupational injury or illness are generally excluded from federal income tax. Returned-to-work wages, retirement payments and Social Security offsets can have different tax treatment. Review IRS Publication 525 and seek tax advice for the agreement's allocations.
Can I receive pain and suffering through Ohio workers' comp?+
Workers' compensation generally does not award pain and suffering. A separate claim against a responsible third party may allow different damages, but employer immunity and reimbursement rights need separate legal review.
When should I compare an Ohio settlement offer?+
Compare an offer after understanding the wage calculation, medical condition, permanent-award category, unpaid benefits and rights released. There is no guaranteed settlement timeline. A bigger lump sum may be worse if it transfers expensive future treatment to you.
Where can I verify my Ohio benefit rate?+
Use the official agency resources linked on this page and the written rate calculation in your claim. Injury date, benefit category, wage records and applicable limits matter. An entered rate is not independently verified by this calculator.
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.