How much does workers' comp pay in Mississippi?
- Mississippi temporary total pays 66⅔% of average weekly wage, up to $654.63 a week for 2026 injuries ($630.73 for 2025) — one of the lowest caps in the country.
- At $1,200 AWW the 2026 rate is the $654.63 maximum.
- TTD is limited to 450 weeks and an aggregate ceiling of $294,583.50 for 2026 injuries.
Official-source review: . General guidance, not legal advice.
Calculate Mississippi ordinary total-disability pay
Estimated weekly TTD
$654.63
Assumes full temporary disability and a correct AWW. Does not establish eligibility, apply waiting periods or offsets, or model partial disability.
Mississippi permanent-award rules: what actually drives the payout
- Mississippi scheduled permanent partial disability = compensable industrial loss of use × scheduled weeks × the compensation rate (same $654.63 cap for 2026).
- Schedule: arm 200 weeks, hand 150, leg 175, foot 125, eye 100.
- A 10% arm loss at $1,200 AWW is 20 weeks × $654.63 = $13,092.60.
- Back and other body-as-a-whole injuries pay 66⅔% of lost wage-earning capacity for up to 450 weeks, not impairment × weeks.
Medical impairment, legal disability and loss of earning capacity are different measurements. Use the established award category and applicable rate before doing dollar arithmetic. Do not borrow a rating from Social Security, the VA or another state.
| Award basis | Full-loss / full-person weeks |
|---|---|
| Arm | 200 |
| Hand | 150 |
| Leg | 175 |
| Foot | 125 |
| Eye | 100 |
How to evaluate a Mississippi settlement
- The Mississippi Workers' Compensation Commission must approve settlements.
- An approved settlement can close future medical; the settlement summary asks about future medical needs and a cost projection.
- Check the wage worksheet, award classification, rating evidence and unpaid benefits.
- Identify exactly which medical conditions, future treatment and wage-loss rights are released.
- Separate gross value from prior payments, approved fees, liens and other adjustments.
- Review Medicare and Social Security coordination when relevant; a medical allocation is not an automatic settlement multiplier.
Mississippi workers' compensation rates by injury date
Dated rate history from official Mississippi sources, reviewed . Looking for employer premiums? See workers' comp insurance cost by state.
| Injury period | Weekly maximum | Minimum basis |
|---|---|---|
| January 1 – December 31, 2026 | $654.63 | No fixed TTD minimum modeled |
| January 1 – December 31, 2025 | $630.73 | No fixed TTD minimum modeled |
Mississippi scheduled PPD uses the same cap as TTD. The weekly minimum was not confirmed from official material and is not shown.
Reporting, filing and official sources
- Report the injury to your employer promptly.
- A claim is barred two years after the injury if no compensation (other than medical) was paid and no application was filed; medical payments alone do not stop the clock.
Mississippi benefit questions
How much does workers' comp pay in Mississippi?+
Mississippi temporary total pays 66⅔% of average weekly wage, up to $654.63 a week for 2026 injuries ($630.73 for 2025) — one of the lowest caps in the country. At $1,200 AWW the 2026 rate is the $654.63 maximum. TTD is limited to 450 weeks and an aggregate ceiling of $294,583.50 for 2026 injuries.
How do permanent disability benefits work in Mississippi?+
Mississippi scheduled permanent partial disability = compensable industrial loss of use × scheduled weeks × the compensation rate (same $654.63 cap for 2026). Schedule: arm 200 weeks, hand 150, leg 175, foot 125, eye 100. A 10% arm loss at $1,200 AWW is 20 weeks × $654.63 = $13,092.60. Back and other body-as-a-whole injuries pay 66⅔% of lost wage-earning capacity for up to 450 weeks, not impairment × weeks.
Can a Mississippi settlement close future medical care?+
The Mississippi Workers' Compensation Commission must approve settlements. An approved settlement can close future medical; the settlement summary asks about future medical needs and a cost projection.
What are the reporting and filing deadlines in Mississippi?+
Report the injury to your employer promptly. A claim is barred two years after the injury if no compensation (other than medical) was paid and no application was filed; medical payments alone do not stop the clock.
Is there a waiting period for Mississippi workers' comp?+
Yes. The first five days of disability are unpaid unless disability reaches 14 days, counting nonconsecutive days.
Can I choose my doctor in Mississippi?+
You may select one physician; specialist referrals follow statutory and Commission rule limits.
Is a Mississippi impairment rating the payable loss of use?+
Not necessarily. Mississippi pays industrial loss of use, which can differ from the medical impairment percentage.
Does surgery guarantee a larger Mississippi settlement?+
No. Surgery can change treatment costs, restrictions and medical evidence, but there is no automatic surgery multiplier. Permanent disability must be established under the applicable rules. Compare the benefits released and future care needs, not just the procedure name.
Are Mississippi workers' comp benefits taxable?+
Benefits paid under a workers' compensation law for an occupational injury or illness are generally excluded from federal income tax. Returned-to-work wages, retirement payments and Social Security offsets can have different tax treatment. Review IRS Publication 525 and seek tax advice for the agreement's allocations.
Can I receive pain and suffering through Mississippi workers' comp?+
Workers' compensation generally does not award pain and suffering. A separate claim against a responsible third party may allow different damages, but employer immunity and reimbursement rights need separate legal review.
When should I compare a Mississippi settlement offer?+
Compare an offer after understanding the wage calculation, medical condition, permanent-award category, unpaid benefits and rights released. There is no guaranteed settlement timeline. A bigger lump sum may be worse if it transfers expensive future treatment to you.
Where can I verify my Mississippi benefit rate?+
Use the official agency resources linked on this page and the written rate calculation in your claim. Injury date, benefit category, wage records and applicable limits matter. An entered rate is not independently verified by this calculator.
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.