Texas Workers' Compensation Benefits
Texas's workers' compensation system pays 70% of your average weekly wage, up to a state maximum of $1,066/week for temporary total disability. Use the calculators below to estimate your weekly benefit, your permanent disability award, and the lump-sum settlement value of your claim.
Texas benefit snapshot
- Max weekly TTD
- $1,066
- Min weekly TTD
- $157
- Wage replacement
- 70%
- Effective
- 2026
Texas workers' comp is optional for employers
Calculate My Texas TTD Benefit →How Texas workers' comp benefits are calculated
Texas multiplies your average weekly wage (AWW) by 70% to determine your weekly wage-replacement benefit. The result is capped at the state maximum of $1,066 per week. A statutory minimum of $157 also applies (or your full AWW if lower).
Your AWW typically reflects gross earnings over the 52 weeks before the injury, including overtime, bonuses, and (in many states) earnings from a second job. Permanent disability awards in Texas are then calculated by multiplying this weekly rate by a scheduled number of weeks for the affected body part and your impairment percentage.
Weekly benefit examples in Texas
| Average weekly wage | Weekly TTD (70%) | Annual | At state cap? |
|---|---|---|---|
| $600 | $420 | $21,840 | No |
| $900 | $630 | $32,760 | No |
| $1,200 | $840 | $43,680 | No |
| $1,800 | $1,066 | $55,432 | Yes |
| $2,500 | $1,066 | $55,432 | Yes |
What affects your Texas settlement value
- Average weekly wage and resulting weekly TTD rate.
- Permanent impairment rating and the affected body part's scheduled weeks.
- Past and projected future medical costs (including any Medicare set-aside).
- Whether you have legal representation — represented claims settle ~30–40% higher.
- Whether the claim is disputed or has compensability issues.
- Pre-existing conditions or prior injuries to the same body part.
- Your ability to return to work in the same or modified capacity.
Texas workers' comp FAQ
What is the maximum weekly workers' comp benefit in Texas?+
The current maximum TTD rate in Texas is $1,066 per week. Texas workers' comp is optional for employers
How is the weekly workers' comp rate calculated in Texas?+
Texas pays 70% of your average weekly wage (AWW), capped at $1,066 per week.
What is the minimum workers' comp benefit in Texas?+
Texas sets a minimum weekly TTD benefit of $157 (or your full AWW if lower).
How long can I receive TTD benefits in Texas?+
TTD continues until you return to work, are released by your treating physician, or reach Maximum Medical Improvement (MMI). Texas also caps the total number of TTD weeks under state statute.
Are workers' comp benefits taxable in Texas?+
No. Workers' compensation benefits in Texas are exempt from federal and state income tax.
Can I see my own doctor in Texas?+
Treating-physician choice rules vary by state. In many states the employer or insurer chooses the initial physician; some states allow the worker to select their own. Check the Texas workers' comp board for your specific rights.
What if my Texas employer is underpaying me?+
Insurance carriers commonly miscalculate AWW by excluding overtime, bonuses, or secondary income. If your weekly check ($840 for an AWW of $1,200) appears low, request the carrier's AWW worksheet and consult a Texas workers' comp attorney.
Get a Free Texas Workers' Comp Claim Review
Workers' comp attorneys in Texas work on contingency — you pay nothing unless they win.
Get a Free Texas Claim Review →Is your Texas insurance carrier underpaying you?
Workers' comp attorneys work on contingency — you pay nothing unless they win. A free consultation could recover thousands in unpaid benefits.
Get a Free Claim Review →No upfront cost. No obligation. Attorney fees only paid if you win.
Workers' comp calculators by state
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.