How much does workers' comp pay in Maine?
- For injuries on or after January 1, 2013, Maine total incapacity pays two-thirds of gross average weekly wage, with no minimum.
- The maximum is 125% of the state average and applies by payment period: $1,561.40 for benefits paid July 2026 – June 2027 and $1,498.55 for July 2025 – June 2026.
- At $1,200 AWW the rate is $800.
Official-source review: . General guidance, not legal advice.
Calculate Maine ordinary total-disability pay
Estimated weekly TTD
$800.00
Assumes full temporary disability and a correct AWW. Does not establish eligibility, apply waiting periods or offsets, or model partial disability.
Maine permanent-award rules: what actually drives the payout
- Maine does not pay a cash award for an impairment rating alone.
- Partial incapacity pays two-thirds of the injury-related loss of earning capacity.
- The specific-loss schedule applies only to actual loss (amputation or total loss of use): arm 269 weeks, hand 215, leg 215, foot 162, eye 162, at the compensation rate.
- Complete loss of an arm at an $800 rate is 269 × $800 = $215,200, subject to coordination with other benefits.
Medical impairment, legal disability and loss of earning capacity are different measurements. Use the established award category and applicable rate before doing dollar arithmetic. Do not borrow a rating from Social Security, the VA or another state.
| Award basis | Full-loss / full-person weeks |
|---|---|
| Arm – actual loss | 269 |
| Hand – actual loss | 215 |
| Leg – actual loss | 215 |
| Foot – actual loss | 162 |
| Eye – actual loss | 162 |
How to evaluate a Maine settlement
- The Workers' Compensation Board must approve a lump-sum settlement, generally no earlier than six months after the injury, finding it in the worker's best interest.
- Future medical can be released only if the Board also finds agreement is unlikely without it.
- Check the wage worksheet, award classification, rating evidence and unpaid benefits.
- Identify exactly which medical conditions, future treatment and wage-loss rights are released.
- Separate gross value from prior payments, approved fees, liens and other adjustments.
- Review Medicare and Social Security coordination when relevant; a medical allocation is not an automatic settlement multiplier.
Maine workers' compensation rates by injury date
Dated rate history from official Maine sources, reviewed . Looking for employer premiums? See workers' comp insurance cost by state.
| Injury period | Weekly maximum | Minimum basis |
|---|---|---|
| Benefits paid July 1, 2026 – June 30, 2027 | $1,561.40 | No fixed TTD minimum modeled |
| Benefits paid July 1, 2025 – June 30, 2026 | $1,498.55 | No fixed TTD minimum modeled |
| Benefits paid July 1, 2024 – June 30, 2025 | $1,430.84 | No fixed TTD minimum modeled |
Maine maximums apply by payment period, not injury date: a later increase raises the ceiling but does not raise an uncapped worker's rate. There is no minimum.
Reporting, filing and official sources
- Notify your employer within 60 days for injuries on or after January 1, 2020.
- File a petition generally within two years of the injury or the employer's required first report, whichever is later; if benefits were paid, generally within six years of the last payment.
Maine benefit questions
How much does workers' comp pay in Maine?+
For injuries on or after January 1, 2013, Maine total incapacity pays two-thirds of gross average weekly wage, with no minimum. The maximum is 125% of the state average and applies by payment period: $1,561.40 for benefits paid July 2026 – June 2027 and $1,498.55 for July 2025 – June 2026. At $1,200 AWW the rate is $800.
How do permanent disability benefits work in Maine?+
Maine does not pay a cash award for an impairment rating alone. Partial incapacity pays two-thirds of the injury-related loss of earning capacity. The specific-loss schedule applies only to actual loss (amputation or total loss of use): arm 269 weeks, hand 215, leg 215, foot 162, eye 162, at the compensation rate. Complete loss of an arm at an $800 rate is 269 × $800 = $215,200, subject to coordination with other benefits.
Can a Maine settlement close future medical care?+
The Workers' Compensation Board must approve a lump-sum settlement, generally no earlier than six months after the injury, finding it in the worker's best interest. Future medical can be released only if the Board also finds agreement is unlikely without it.
What are the reporting and filing deadlines in Maine?+
Notify your employer within 60 days for injuries on or after January 1, 2020. File a petition generally within two years of the injury or the employer's required first report, whichever is later; if benefits were paid, generally within six years of the last payment.
What is a 10% impairment rating worth in Maine?+
No automatic amount. Maine pays partial incapacity based on lost earning capacity; the specific-loss schedule requires actual loss of the body part or its total use.
How long do I have to report a Maine work injury?+
60 days for injuries on or after January 1, 2020, even though older summaries say 30 or 90 days.
Does Maine have a minimum weekly benefit?+
No. For current injuries Maine has a maximum of 125% of the state average weekly wage but no statutory minimum.
Does surgery guarantee a larger Maine settlement?+
No. Surgery can change treatment costs, restrictions and medical evidence, but there is no automatic surgery multiplier. Permanent disability must be established under the applicable rules. Compare the benefits released and future care needs, not just the procedure name.
Are Maine workers' comp benefits taxable?+
Benefits paid under a workers' compensation law for an occupational injury or illness are generally excluded from federal income tax. Returned-to-work wages, retirement payments and Social Security offsets can have different tax treatment. Review IRS Publication 525 and seek tax advice for the agreement's allocations.
Can I receive pain and suffering through Maine workers' comp?+
Workers' compensation generally does not award pain and suffering. A separate claim against a responsible third party may allow different damages, but employer immunity and reimbursement rights need separate legal review.
When should I compare a Maine settlement offer?+
Compare an offer after understanding the wage calculation, medical condition, permanent-award category, unpaid benefits and rights released. There is no guaranteed settlement timeline. A bigger lump sum may be worse if it transfers expensive future treatment to you.
Where can I verify my Maine benefit rate?+
Use the official agency resources linked on this page and the written rate calculation in your claim. Injury date, benefit category, wage records and applicable limits matter. An entered rate is not independently verified by this calculator.
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.