Rhode Island Workers' Compensation Benefits
Rhode Island's workers' compensation system pays 75% of your average weekly wage, up to a state maximum of $1,625/week for temporary total disability. Use the calculators below to estimate your weekly benefit, your permanent disability award, and the lump-sum settlement value of your claim.
Rhode Island benefit snapshot
- Max weekly TTD
- $1,625
- Min weekly TTD
- —
- Wage replacement
- 75%
- Effective
- 2026
How Rhode Island workers' comp benefits are calculated
Rhode Island multiplies your average weekly wage (AWW) by 75% to determine your weekly wage-replacement benefit. The result is capped at the state maximum of $1,625 per week.
Your AWW typically reflects gross earnings over the 52 weeks before the injury, including overtime, bonuses, and (in many states) earnings from a second job. Permanent disability awards in Rhode Island are then calculated by multiplying this weekly rate by a scheduled number of weeks for the affected body part and your impairment percentage.
Weekly benefit examples in Rhode Island
| Average weekly wage | Weekly TTD (75%) | Annual | At state cap? |
|---|---|---|---|
| $600 | $450 | $23,400 | No |
| $900 | $675 | $35,100 | No |
| $1,200 | $900 | $46,800 | No |
| $1,800 | $1,350 | $70,200 | No |
| $2,500 | $1,625 | $84,500 | Yes |
What affects your Rhode Island settlement value
- Average weekly wage and resulting weekly TTD rate.
- Permanent impairment rating and the affected body part's scheduled weeks.
- Past and projected future medical costs (including any Medicare set-aside).
- Whether you have legal representation — represented claims settle ~30–40% higher.
- Whether the claim is disputed or has compensability issues.
- Pre-existing conditions or prior injuries to the same body part.
- Your ability to return to work in the same or modified capacity.
Rhode Island workers' comp FAQ
What is the maximum weekly workers' comp benefit in Rhode Island?+
The current maximum TTD rate in Rhode Island is $1,625 per week.
How is the weekly workers' comp rate calculated in Rhode Island?+
Rhode Island pays 75% of your average weekly wage (AWW), capped at $1,625 per week.
What is the minimum workers' comp benefit in Rhode Island?+
Rhode Island does not set a fixed statutory minimum weekly TTD benefit.
How long can I receive TTD benefits in Rhode Island?+
TTD continues until you return to work, are released by your treating physician, or reach Maximum Medical Improvement (MMI). Rhode Island also caps the total number of TTD weeks under state statute.
Are workers' comp benefits taxable in Rhode Island?+
No. Workers' compensation benefits in Rhode Island are exempt from federal and state income tax.
Can I see my own doctor in Rhode Island?+
Treating-physician choice rules vary by state. In many states the employer or insurer chooses the initial physician; some states allow the worker to select their own. Check the Rhode Island workers' comp board for your specific rights.
What if my Rhode Island employer is underpaying me?+
Insurance carriers commonly miscalculate AWW by excluding overtime, bonuses, or secondary income. If your weekly check ($900 for an AWW of $1,200) appears low, request the carrier's AWW worksheet and consult a Rhode Island workers' comp attorney.
Get a Free Rhode Island Workers' Comp Claim Review
Workers' comp attorneys in Rhode Island work on contingency — you pay nothing unless they win.
Get a Free Rhode Island Claim Review →Is your Rhode Island insurance carrier underpaying you?
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Workers' comp calculators by state
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.