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Workers Comp Estimator

Workers' Comp Settlement Calculator

Estimate the lump-sum value of your claim — unrepresented, attorney-represented, and best-case scenarios.

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Attorney representation?
Prior injuries to same body part?
Has employer disputed your claim?
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Settlement scenarios

UnrepresentedWith AttorneyBest Case
Weekly TTD$667$667$667
PPD award$31,202$40,562$48,362
Medical$20,000$20,000$22,000
Total range$77,870$105,124$124,591

Attorney-represented workers' comp settlements are typically 30–40% higher than unrepresented settlements, according to multiple state workers' compensation board studies. Attorney fees are typically 15–20% of the settlement, paid only if you win.

Important: Workers' comp calculations vary significantly by state, employer, and insurance carrier. These are estimates only. An attorney consultation is free and could significantly increase your final settlement.

Could your settlement be higher?

Workers' comp attorneys work on contingency — you pay nothing unless they win. A free consultation could recover thousands in unpaid benefits.

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No upfront cost. No obligation. Attorney fees only paid if you win.

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These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.

How Workers' Comp Settlements Are Calculated

A workers' comp settlement combines three components: lost wages already paid (or owed), the value of any permanent impairment award (PPD), and future medical costs. Insurance carriers add these up, then discount aggressively to encourage early settlement. An experienced attorney pushes back on those discounts and surfaces benefits the carrier left out.

Factors That Increase Your Settlement Value

Higher impairment ratings, surgical treatment, prior treatment with a specialist, attorney representation, future medical needs, and disputed-claim leverage all push settlements higher. Pre-existing conditions and gaps in treatment push them lower.

When to Accept a Settlement vs. Continue Benefits

Settling closes the claim — including future medical care in most states. Accept only when you've reached MMI, your doctor has documented your permanent restrictions, and the offer reflects your full lifetime medical exposure.

FAQ

Are workers' comp settlements taxable?+

No. Workers' compensation benefits and settlements are not taxable under federal law in most cases.

How long does it take to settle a workers' comp claim?+

Most claims settle 6–24 months after MMI. Disputed claims with hearings can take 2–3 years.

Can I keep my doctor after settlement?+

Usually no — most settlements include a 'Medicare set-aside' that closes future workers' comp medical benefits.

Does settling affect Social Security Disability?+

It can. Settlements should be structured to minimize SSDI offset — an attorney is essential here.

What is a Compromise & Release?+

A C&R is a full and final settlement that closes both indemnity and medical portions of your claim.