Massachusetts Workers' Compensation Benefits
Massachusetts's workers' compensation system pays 60% of your average weekly wage, up to a state maximum of $1,922/week for temporary total disability. Use the calculators below to estimate your weekly benefit, your permanent disability award, and the lump-sum settlement value of your claim.
Massachusetts benefit snapshot
- Max weekly TTD
- $1,922
- Min weekly TTD
- —
- Wage replacement
- 60%
- Effective
- 2026
60% of AWW, highest cap in US
Calculate My Massachusetts TTD Benefit →How Massachusetts workers' comp benefits are calculated
Massachusetts multiplies your average weekly wage (AWW) by 60% to determine your weekly wage-replacement benefit. The result is capped at the state maximum of $1,922 per week.
Your AWW typically reflects gross earnings over the 52 weeks before the injury, including overtime, bonuses, and (in many states) earnings from a second job. Permanent disability awards in Massachusetts are then calculated by multiplying this weekly rate by a scheduled number of weeks for the affected body part and your impairment percentage.
Weekly benefit examples in Massachusetts
| Average weekly wage | Weekly TTD (60%) | Annual | At state cap? |
|---|---|---|---|
| $600 | $360 | $18,720 | No |
| $900 | $540 | $28,080 | No |
| $1,200 | $720 | $37,440 | No |
| $1,800 | $1,080 | $56,160 | No |
| $2,500 | $1,500 | $78,000 | No |
What affects your Massachusetts settlement value
- Average weekly wage and resulting weekly TTD rate.
- Permanent impairment rating and the affected body part's scheduled weeks.
- Past and projected future medical costs (including any Medicare set-aside).
- Whether you have legal representation — represented claims settle ~30–40% higher.
- Whether the claim is disputed or has compensability issues.
- Pre-existing conditions or prior injuries to the same body part.
- Your ability to return to work in the same or modified capacity.
Massachusetts workers' comp FAQ
What is the maximum weekly workers' comp benefit in Massachusetts?+
The current maximum TTD rate in Massachusetts is $1,922 per week. 60% of AWW, highest cap in US
How is the weekly workers' comp rate calculated in Massachusetts?+
Massachusetts pays 60% of your average weekly wage (AWW), capped at $1,922 per week.
What is the minimum workers' comp benefit in Massachusetts?+
Massachusetts does not set a fixed statutory minimum weekly TTD benefit.
How long can I receive TTD benefits in Massachusetts?+
TTD continues until you return to work, are released by your treating physician, or reach Maximum Medical Improvement (MMI). Massachusetts also caps the total number of TTD weeks under state statute.
Are workers' comp benefits taxable in Massachusetts?+
No. Workers' compensation benefits in Massachusetts are exempt from federal and state income tax.
Can I see my own doctor in Massachusetts?+
Treating-physician choice rules vary by state. In many states the employer or insurer chooses the initial physician; some states allow the worker to select their own. Check the Massachusetts workers' comp board for your specific rights.
What if my Massachusetts employer is underpaying me?+
Insurance carriers commonly miscalculate AWW by excluding overtime, bonuses, or secondary income. If your weekly check ($720 for an AWW of $1,200) appears low, request the carrier's AWW worksheet and consult a Massachusetts workers' comp attorney.
Get a Free Massachusetts Workers' Comp Claim Review
Workers' comp attorneys in Massachusetts work on contingency — you pay nothing unless they win.
Get a Free Massachusetts Claim Review →Is your Massachusetts insurance carrier underpaying you?
Workers' comp attorneys work on contingency — you pay nothing unless they win. A free consultation could recover thousands in unpaid benefits.
Get a Free Claim Review →No upfront cost. No obligation. Attorney fees only paid if you win.
Workers' comp calculators by state
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.