How much does workers' comp pay in Arizona?
- Arizona pays temporary total disability monthly: 66⅔% of average monthly wage, with the wage capped at $6,131 for 2026 injuries ($5,906.55 for 2025).
- The cap is a wage base, not your check — the highest 2026 monthly benefit is about $4,087.
- Qualifying dependents add $100 a month in total.
- There is no general fixed minimum.
Official-source review: . General guidance, not legal advice.
Calculate Arizona ordinary total-disability pay
Estimated monthly TTD
$3,333.33
Assumes full temporary disability and a correct AWW. Does not establish eligibility, apply waiting periods or offsets, or model partial disability.
Arizona permanent-award rules: what actually drives the payout
- Arizona separates scheduled and unscheduled permanent disability.
- Scheduled losses pay 55% of average monthly wage for a statutory number of months, prorated for partial loss — for example thumb 15 months and index finger 9 months.
- Unscheduled injuries such as the back pay 55% of the difference between pre-injury wage and post-injury earning capacity, so an impairment rating alone can result in no monthly award.
Medical impairment, legal disability and loss of earning capacity are different measurements. Use the established award category and applicable rate before doing dollar arithmetic. Do not borrow a rating from Social Security, the VA or another state.
| Award basis | Full-loss / full-person weeks |
|---|---|
| Thumb (15 months) | 15 |
| Index finger (9 months) | 9 |
How to evaluate an Arizona settlement
- Settlements are approved through the Industrial Commission of Arizona's administrative law judges.
- A full and final settlement of an accepted claim requires temporary disability to have ended and can release future medical and reopening rights.
- Routine claim closure is not a settlement.
- Check the wage worksheet, award classification, rating evidence and unpaid benefits.
- Identify exactly which medical conditions, future treatment and wage-loss rights are released.
- Separate gross value from prior payments, approved fees, liens and other adjustments.
- Review Medicare and Social Security coordination when relevant; a medical allocation is not an automatic settlement multiplier.
Arizona workers' compensation rates by injury date
Dated rate history from official Arizona sources, reviewed . Looking for employer premiums? See workers' comp insurance cost by state.
| Injury period | Monthly benefit maximum | Minimum basis |
|---|---|---|
| January 1 – December 31, 2026 | $4,087.33 | No fixed TTD minimum modeled |
| January 1 – December 31, 2025 | $3,937.70 | No fixed TTD minimum modeled |
Arizona benefits are monthly. The monthly maximums shown are 66⅔% of the capped average monthly wage ($6,131 for 2026; $5,906.55 for 2025). Qualifying dependents add $100 a month in total.
Reporting, filing and official sources
- Report the injury to your employer forthwith — Arizona has no fixed 30-day allowance.
- File a claim with the ICA within one year after the injury becomes manifest or you know or should know it is compensable, subject to statutory exceptions.
Arizona benefit questions
How much does workers' comp pay in Arizona?+
Arizona pays temporary total disability monthly: 66⅔% of average monthly wage, with the wage capped at $6,131 for 2026 injuries ($5,906.55 for 2025). The cap is a wage base, not your check — the highest 2026 monthly benefit is about $4,087. Qualifying dependents add $100 a month in total. There is no general fixed minimum.
How do permanent disability benefits work in Arizona?+
Arizona separates scheduled and unscheduled permanent disability. Scheduled losses pay 55% of average monthly wage for a statutory number of months, prorated for partial loss — for example thumb 15 months and index finger 9 months. Unscheduled injuries such as the back pay 55% of the difference between pre-injury wage and post-injury earning capacity, so an impairment rating alone can result in no monthly award.
Can an Arizona settlement close future medical care?+
Settlements are approved through the Industrial Commission of Arizona's administrative law judges. A full and final settlement of an accepted claim requires temporary disability to have ended and can release future medical and reopening rights. Routine claim closure is not a settlement.
What are the reporting and filing deadlines in Arizona?+
Report the injury to your employer forthwith — Arizona has no fixed 30-day allowance. File a claim with the ICA within one year after the injury becomes manifest or you know or should know it is compensable, subject to statutory exceptions.
Is Arizona's maximum wage the same as my maximum check?+
No. The $6,131 2026 figure caps the average monthly wage used in the formula. Temporary total disability is 66⅔% of the capped wage, about $4,087 a month at most, plus $100 total for qualifying dependents.
What is an unscheduled award in Arizona?+
It is a monthly benefit equal to 55% of the difference between pre-injury average monthly wage and post-injury earning capacity. Back and other general injuries fall here, so a rating with no earning-capacity loss may produce no cash award.
Can an Arizona unscheduled award change later?+
Yes. Unscheduled awards can be rearranged when earning capacity changes, which is one reason a full and final settlement requires careful review.
How fast must I report an Arizona work injury?+
Forthwith — promptly. The separate deadline to file a claim with the Industrial Commission is generally one year after the injury becomes manifest or known to be compensable.
Does surgery guarantee a larger Arizona settlement?+
No. Surgery can change treatment costs, restrictions and medical evidence, but there is no automatic surgery multiplier. Permanent disability must be established under the applicable rules. Compare the benefits released and future care needs, not just the procedure name.
Are Arizona workers' comp benefits taxable?+
Benefits paid under a workers' compensation law for an occupational injury or illness are generally excluded from federal income tax. Returned-to-work wages, retirement payments and Social Security offsets can have different tax treatment. Review IRS Publication 525 and seek tax advice for the agreement's allocations.
Can I receive pain and suffering through Arizona workers' comp?+
Workers' compensation generally does not award pain and suffering. A separate claim against a responsible third party may allow different damages, but employer immunity and reimbursement rights need separate legal review.
When should I compare an Arizona settlement offer?+
Compare an offer after understanding the wage calculation, medical condition, permanent-award category, unpaid benefits and rights released. There is no guaranteed settlement timeline. A bigger lump sum may be worse if it transfers expensive future treatment to you.
Where can I verify my Arizona benefit rate?+
Use the official agency resources linked on this page and the written rate calculation in your claim. Injury date, benefit category, wage records and applicable limits matter. An entered rate is not independently verified by this calculator.
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.