How much does workers' comp pay in Missouri?
- Missouri temporary total pays 66⅔% of average weekly wage with a $40 minimum (or actual wages if lower).
- The maximum is $1,294.71 for injuries July 1, 2026–June 30, 2027 and $1,280.84 for July 2025–June 2026.
- At $1,200 AWW the rate is $800.
Official-source review: . General guidance, not legal advice.
Calculate Missouri ordinary total-disability pay
Estimated weekly TTD
$800.00
Assumes full temporary disability and a correct AWW. Does not establish eligibility, apply waiting periods or offsets, or model partial disability.
Missouri permanent-award rules: what actually drives the payout
- Missouri PPD = disability percentage × scheduled weeks × the PPD rate (66⅔% of AWW, capped far lower than TTD at $678.18 for July 2026–June 2027 injuries).
- Body as a whole is 400 weeks; shoulder 232, elbow 210, hand 175, hip 207, knee-level leg 160, eye 140.
- A 10% body-as-a-whole rating at the cap is 40 weeks × $678.18 = $27,127.20.
Medical impairment, legal disability and loss of earning capacity are different measurements. Use the established award category and applicable rate before doing dollar arithmetic. Do not borrow a rating from Social Security, the VA or another state.
| Award basis | Full-loss / full-person weeks |
|---|---|
| Body as a whole | 400 |
| Arm at shoulder | 232 |
| Upper arm | 222 |
| Arm at elbow | 210 |
| Forearm | 200 |
| Hand at wrist | 175 |
| Leg at hip | 207 |
| Leg at knee | 160 |
| Leg below knee | 155 |
| Foot at tarsus | 150 |
| Foot at metatarsus | 110 |
| Eye | 140 |
How to evaluate a Missouri settlement
- An administrative law judge or the Labor and Industrial Relations Commission must approve a compromise settlement.
- A full settlement ordinarily closes future medical care; any medical left open must be stated explicitly.
- Check the wage worksheet, award classification, rating evidence and unpaid benefits.
- Identify exactly which medical conditions, future treatment and wage-loss rights are released.
- Separate gross value from prior payments, approved fees, liens and other adjustments.
- Review Medicare and Social Security coordination when relevant; a medical allocation is not an automatic settlement multiplier.
Missouri workers' compensation rates by injury date
Dated rate history from official Missouri sources, reviewed . Looking for employer premiums? See workers' comp insurance cost by state.
| Injury period | Weekly maximum | Minimum basis |
|---|---|---|
| July 1, 2026 – June 30, 2027 | $1,294.71 | $40.00; no more than actual wages |
| July 1, 2025 – June 30, 2026 | $1,280.84 | $40.00; no more than actual wages |
| July 1, 2024 – June 30, 2025 | $1,228.04 | $40.00; no more than actual wages |
Missouri PPD has a separate maximum: $678.18 (July 2026–June 2027), $670.92 (July 2025–June 2026) and $643.26 (July 2024–June 2025), with a $40 minimum.
Reporting, filing and official sources
- Give written notice within 30 days of the accident or diagnosis, subject to a no-prejudice exception.
- File a claim within two years of the injury or last payment, whichever is later — three years if the employer's injury report was not timely filed.
Missouri benefit questions
How much does workers' comp pay in Missouri?+
Missouri temporary total pays 66⅔% of average weekly wage with a $40 minimum (or actual wages if lower). The maximum is $1,294.71 for injuries July 1, 2026–June 30, 2027 and $1,280.84 for July 2025–June 2026. At $1,200 AWW the rate is $800.
How do permanent disability benefits work in Missouri?+
Missouri PPD = disability percentage × scheduled weeks × the PPD rate (66⅔% of AWW, capped far lower than TTD at $678.18 for July 2026–June 2027 injuries). Body as a whole is 400 weeks; shoulder 232, elbow 210, hand 175, hip 207, knee-level leg 160, eye 140. A 10% body-as-a-whole rating at the cap is 40 weeks × $678.18 = $27,127.20.
Can a Missouri settlement close future medical care?+
An administrative law judge or the Labor and Industrial Relations Commission must approve a compromise settlement. A full settlement ordinarily closes future medical care; any medical left open must be stated explicitly.
What are the reporting and filing deadlines in Missouri?+
Give written notice within 30 days of the accident or diagnosis, subject to a no-prejudice exception. File a claim within two years of the injury or last payment, whichever is later — three years if the employer's injury report was not timely filed.
Why is my Missouri PPD rate lower than my TTD rate?+
Missouri caps PPD separately at about half the TTD maximum: $678.18 versus $1,294.71 for July 2026–June 2027 injuries.
Does the Missouri arm schedule depend on where the injury is?+
Yes. The arm has four levels — shoulder 232, upper arm 222, elbow 210, forearm 200 weeks — and the hand is 175.
Does complete loss of a Missouri body part pay more?+
Yes. A complete loss of a scheduled member adds 10% to the scheduled weeks. The calculator does not apply that enhancement.
Does a Missouri settlement end my medical care?+
Ordinarily yes. A full compromise closes future medical unless the agreement expressly preserves it.
Does surgery guarantee a larger Missouri settlement?+
No. Surgery can change treatment costs, restrictions and medical evidence, but there is no automatic surgery multiplier. Permanent disability must be established under the applicable rules. Compare the benefits released and future care needs, not just the procedure name.
Are Missouri workers' comp benefits taxable?+
Benefits paid under a workers' compensation law for an occupational injury or illness are generally excluded from federal income tax. Returned-to-work wages, retirement payments and Social Security offsets can have different tax treatment. Review IRS Publication 525 and seek tax advice for the agreement's allocations.
Can I receive pain and suffering through Missouri workers' comp?+
Workers' compensation generally does not award pain and suffering. A separate claim against a responsible third party may allow different damages, but employer immunity and reimbursement rights need separate legal review.
When should I compare a Missouri settlement offer?+
Compare an offer after understanding the wage calculation, medical condition, permanent-award category, unpaid benefits and rights released. There is no guaranteed settlement timeline. A bigger lump sum may be worse if it transfers expensive future treatment to you.
Where can I verify my Missouri benefit rate?+
Use the official agency resources linked on this page and the written rate calculation in your claim. Injury date, benefit category, wage records and applicable limits matter. An entered rate is not independently verified by this calculator.
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.