Vermont Workers' Compensation Benefits
Vermont's workers' compensation system pays 66.67% of your average weekly wage, up to a state maximum of $1,604/week for temporary total disability. Use the calculators below to estimate your weekly benefit, your permanent disability award, and the lump-sum settlement value of your claim.
Vermont benefit snapshot
- Max weekly TTD
- $1,604
- Min weekly TTD
- -
- Wage replacement
- 66.67%
- Effective
- 2026
How Vermont workers' comp benefits are calculated
Vermont multiplies your average weekly wage (AWW) by 66.67% to determine your weekly wage-replacement benefit. The result is capped at the state maximum of $1,604 per week.
Your AWW typically reflects gross earnings over the 52 weeks before the injury, including overtime, bonuses, and (in many states) earnings from a second job. Permanent disability awards in Vermont are then calculated by multiplying this weekly rate by a scheduled number of weeks for the affected body part and your impairment percentage.
Weekly benefit examples in Vermont
| Average weekly wage | Weekly TTD (66.67%) | Annual | At state cap? |
|---|---|---|---|
| $600 | $400 | $20,801 | No |
| $900 | $600 | $31,202 | No |
| $1,200 | $800 | $41,602 | No |
| $1,800 | $1,200 | $62,403 | No |
| $2,500 | $1,604 | $83,408 | Yes |
What affects your Vermont settlement value
- Average weekly wage and resulting weekly TTD rate.
- Permanent impairment rating and the affected body part's scheduled weeks.
- Past and projected future medical costs (including any Medicare set-aside).
- Whether you have legal representation - represented claims settle ~30–40% higher.
- Whether the claim is disputed or has compensability issues.
- Pre-existing conditions or prior injuries to the same body part.
- Your ability to return to work in the same or modified capacity.
Vermont workers' compensation board and claim process
Workers' compensation in Vermont is administered by the Vermont Department of Labor, Workers' Compensation Division. The agency publishes the official claim forms, tracks claim status, and hears disputes when a carrier denies or underpays benefits.
| State agency | Vermont Department of Labor, Workers' Compensation Division |
|---|---|
| Notice to employer | As soon as practicable |
| Deadline to file a claim | 3 years from the date of injury |
| Official website | https://labor.vermont.gov/workers-compensation |
How to file a Vermont workers' comp claim
- Report the injury to your employer. Vermont requires notice within As soon as practicable. Put it in writing and keep a dated copy.
- Get medical treatment. Tell the provider the injury happened at work so treatment is billed to the comp carrier, not your health insurance.
- Confirm the first report of injury was filed. Your employer must report the claim to its insurance carrier, which opens the claim file.
- Track your wage-replacement checks. Compare each check against the $800 you would receive on a $1,200 AWW at 66.67% to spot an understated average weekly wage.
- File a formal claim if benefits stall. If the carrier denies, delays, or underpays, file with the Vermont Department of Labor, Workers' Compensation Division within 3 years from the date of injury.
- Resolve permanent disability. After Maximum Medical Improvement you receive an impairment rating, which drives your PPD award or lump-sum settlement.
Deadlines above are general statutory guidelines for traumatic injuries. Occupational disease, repetitive trauma, and death claims can follow different timelines. Confirm your dates with the Vermont Department of Labor, Workers' Compensation Division or a Vermont workers' comp attorney.
Vermont workers' comp FAQ
Who administers workers' compensation claims in Vermont?+
Claims are administered by the Vermont Department of Labor, Workers' Compensation Division. Forms, claim status information, and dispute procedures are published at https://labor.vermont.gov/workers-compensation.
How do I file a workers' comp claim in Vermont?+
Report the injury to your employer (As soon as practicable in Vermont), get medical treatment and tell the provider it is work related, then confirm your employer filed the first report of injury with its carrier. If benefits are denied or delayed, file a formal claim with the Vermont Department of Labor, Workers' Compensation Division. The filing deadline is generally 3 years from the date of injury.
What is the deadline to file a workers' comp claim in Vermont?+
Vermont generally requires notice to your employer within As soon as practicable, and a formal claim filed within 3 years from the date of injury. Occupational disease, repetitive trauma, and death claims can follow different deadlines, so confirm with the Vermont Department of Labor, Workers' Compensation Division.
What is the maximum weekly workers' comp benefit in Vermont?+
The current maximum TTD rate in Vermont is $1,604 per week.
How is the weekly workers' comp rate calculated in Vermont?+
Vermont pays 66.67% of your average weekly wage (AWW), capped at $1,604 per week.
What is the minimum workers' comp benefit in Vermont?+
Vermont does not set a fixed statutory minimum weekly TTD benefit.
How long can I receive TTD benefits in Vermont?+
TTD continues until you return to work, are released by your treating physician, or reach Maximum Medical Improvement (MMI). Vermont also caps the total number of TTD weeks under state statute.
Are workers' comp benefits taxable in Vermont?+
No. Workers' compensation benefits in Vermont are exempt from federal and state income tax.
Can I see my own doctor in Vermont?+
Treating-physician choice rules vary by state. In many states the employer or insurer chooses the initial physician; some states allow the worker to select their own. Check the Vermont workers' comp board for your specific rights.
What if my Vermont employer is underpaying me?+
Insurance carriers commonly miscalculate AWW by excluding overtime, bonuses, or secondary income. If your weekly check ($800 for an AWW of $1,200) appears low, request the carrier's AWW worksheet and consult a Vermont workers' comp attorney.
Get a Free Vermont Workers' Comp Claim Review
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Workers' comp calculators by state
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.