PPD FAQ
What is PPD in workers' compensation?+
Permanent Partial Disability (PPD) is the benefit paid for lasting impairment after you reach Maximum Medical Improvement. It is calculated by multiplying the body part's scheduled weeks by your impairment percentage and your weekly PPD rate.
How is the impairment rating determined?+
Your treating physician (or an Independent Medical Examiner) assigns a percentage using the AMA Guides to the Evaluation of Permanent Impairment, typically the 5th or 6th edition depending on the state.
What is 'scheduled loss of use'?+
Each state assigns a fixed number of weeks of compensation to specific body parts (arm, leg, hand, foot, eye, etc.). Your impairment percentage is multiplied by those weeks to calculate your PPD award.
Is PPD paid as a lump sum or weekly?+
Both methods are used depending on the state and case. Most states pay PPD weekly until the scheduled weeks are exhausted, but many claims are settled as a lump sum.
Can I work while receiving PPD?+
Yes. PPD is compensation for permanent impairment, not lost wages. You can return to work and still collect your PPD award.