Based on official state board data · Updated |By |Published

Knee Injury Workers’ Comp Settlement Calculator

Meniscus surgery, ACL reconstruction, and knee replacement do not have fixed payouts. Estimate benefits using your wage and rating, then check the actual state rules and medical rights.

Calculate Your Workers' Comp Benefits

Enter your information below to see your estimated weekly benefit, total TTD pay, and potential settlement range.

Step 1 - Your wages
$

Include all regular wages, overtime, bonuses, and income from any second jobs you held in the 52 weeks before your injury.

Step 2 - Your state

State law determines your benefit rate cap and calculation method.

Step 3 - Injury type
Step 4 - Disability details
Permanent impairment rating (%)15%

Your doctor assigns this percentage at Maximum Medical Improvement.

Step 5 - Medical expenses
$

Workers' comp covers reasonable medical costs - this adds to your total claim value estimate.

Your estimated weekly benefit

$667

A workers’ compensation lawyer can review your wage calculation, identify benefits you may have overlooked, and explain a settlement offer. A consultation does not guarantee a larger recovery; fees and outcomes vary.

Base rate (AWW × rate)
$667
State max cap
$1,764

Official limits for 2026 injuries

Below cap
No
Effective replacement
66.7%

Total benefit summary

California uses its own permanent-award method, so a generic body-part estimate would be misleading. Use the California impairment payout calculator →

PPD total
$0
Medical covered
$0
Estimated total claim value
$0 – $0

California snapshot

2026 max weekly TTD
$1,764
Benefit rate
66.67% of AWW
Min weekly
$265
Your benefit
Below cap

Official limits for 2026 injuries

Important: Workers' comp calculations vary significantly by state, employer, and insurance carrier. These are estimates only. A lawyer can review your circumstances and explain your options; a higher settlement is not guaranteed.

Questions about your benefits?

A licensed workers’ compensation lawyer can explain your rights, review disputed benefits, and help you assess a settlement offer. Ask about consultation costs, attorney fees, and expenses before hiring anyone. No result is guaranteed.

These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.

See your state's knee value

Each state pays a knee injury under its own rules. Pick your state to see its schedule, weekly cap and a worked example.

More states are added as their official schedules are verified.

How much is a knee injury workers’ comp settlement?

A knee settlement depends on the applicable disability method, wage rate, permanent functional loss, and the rights being resolved. There is no reliable single average that can price both a healed meniscus injury and a replacement with lasting restrictions. This page does not present observed national settlement averages. Separate the permanent impairment component from eligible weekly wage payments and future medical. A settlement leaving treatment open should not be compared directly with an offer that closes treatment rights.

Torn meniscus and arthroscopic knee surgery settlements

A meniscus repair preserves and repairs tissue; a meniscectomy removes damaged tissue. Both may be performed arthroscopically, but the actual procedure and final function matter more than the approach. Ask for the operative report and the final examination documenting motion, swelling, strength, and restrictions. There is no automatic settlement amount or impairment percentage for either operation. A persistent limitation after stabilization can affect the rating, while a successful recovery with no permanent loss is a different case. The governing guidelines control the assessment.

ACL reconstruction: what changes claim value?

For an ACL claim, relevant facts include ongoing instability, associated meniscus or cartilage injury, further planned care, and the ability to return to work within restrictions. A revision operation should be documented rather than treated as an automatic multiplier. Ask whether the report rates the knee through the leg or lower extremity, or uses whole-person impairment. Those percentages must be applied to the matching benefit method; entering a different rating basis can give a misleading estimate.

Total knee replacement workers’ comp settlements

A knee replacement can involve continuing follow-up, activity restrictions, and a permanent disability assessment. It does not automatically establish a 25%, 35%, or any other rating. The evaluator must use the applicable guidelines and the worker’s final findings. If arthritis existed before the work event, coverage and apportionment depend on the jurisdiction and the medical explanation of work causation or aggravation. When medical benefits would be closed, obtain a treatment plan and a reasoned estimate of future care instead of relying on an online payout range.

Knee payout examples: 5%, 15%, and 30% ratings

Using a 288-week leg reference and a $700 weekly rate, a chosen 5% rating produces 14.4 modeled weeks and $10,080; 15% produces 43.2 weeks and $30,240; 30% produces 86.4 weeks and $60,480. These are sensitivity examples, not procedure-specific ratings or average settlements. The 288 weeks match the federal FECA leg schedule; state award methods can differ. The examples exclude medical care, wage-loss adjustments, prior payments, and settlement terms.

Comparing meniscus, ACL, and replacement claims

Meniscus: identify repair versus removal, remaining motion, and any ongoing symptoms. ACL reconstruction: identify stability, additional structures affected, and any revision or continuing restrictions. Knee replacement: identify final function, treatment needs, and long-term work limitations. The same weekly wage and same operation do not guarantee the same result. Use actual medical findings and the governing rules rather than assigning an award solely by surgery name.

Light duty, MMI, and records to keep

Keep wage records, the medical work-status reports, the operative report, and the permanent rating. Returning to modified work can change wage-benefit eligibility even if treatment continues. Maximum Medical Improvement means stabilization for assessment, not necessarily full recovery. If an examiner’s rating conflicts with another report, compare the guideline, measurements, rating basis, and accepted conditions. Ask the state agency or a licensed lawyer about review procedures and deadlines. Consultation charges, fees, and expenses should be confirmed rather than assumed.

Official guidance and calculator limits

State awards depend on the jurisdiction, injury date, medical report, and benefit rules. New York explains the difference between scheduled loss of use and non-scheduled permanent disability; the federal FECA schedule is a different system. This calculator applies state wage-rate assumptions to common reference weeks. It does not implement every state rating schedule, decide whether an injury is covered, or predict an insurer’s offer.

Check the official rules

Read the New York schedule loss of use guidance, scheduled and non-scheduled award guidance, and the federal FECA statute. These explain their own systems, not every state. Confirm your jurisdiction’s rules and injury-date rates.

Workers' Comp Calculators by State

Pick your state for benefit caps, weekly rate, and a state-specific calculator.

Frequently asked questions

What is the average settlement for a torn meniscus?+

This page does not establish a verified meniscus settlement average. Value depends on the state system, wage, permanent loss after recovery, and medical rights. Repair and meniscectomy should be evaluated using the actual final findings, not a fixed surgery payout.

How much do arthroscopic knee surgery settlements pay?+

Arthroscopy alone does not determine payment. It can involve different operations. The procedure, eligible wage benefits, permanent impairment, and future care determine the relevant components under the governing rules.

What impairment rating do you get after ACL reconstruction?+

There is no universal ACL surgery rating. The medical evaluator applies the required guidelines to stability, motion, and other final findings. Verify whether the percentage is to the leg, lower extremity, or whole person.

What is the average impairment rating for total knee replacement?+

A replacement does not establish one average rating suitable for every worker. Rating systems and final outcomes differ. Use a medical report prepared under the rules required for your claim, not a generic percentage from the internet.

Does pre-existing arthritis prevent a knee claim?+

Not necessarily, but coverage for a work-caused or aggravated condition and any apportionment are jurisdiction-specific. The physician should explain what changed after the work incident and how the medical evidence supports that conclusion.

Can I receive benefits after returning to light duty?+

Possibly. Reduced earnings and medical restrictions may qualify for partial wage benefits under state rules. Returning to work does not automatically resolve permanent impairment or treatment rights; verify the benefits applicable to your circumstances.

Is a modeled knee impairment award the same as a settlement?+

No. The model illustrates one benefit component using assumed weeks and a weekly rate. A settlement may resolve other rights and account for prior payments or disputed issues. Its terms, not the calculator total alone, determine what is being exchanged.

Does a knee replacement require closing future medical?+

Do not assume so. The available agreement structures depend on the jurisdiction. Identify whether treatment stays open and understand any proposed release before comparing dollar offers.

Surgery settlement values for this injury

Procedure-specific 2026 settlement ranges, impairment ratings, and payout math.

Other injuries and calculators

Compare a different body part or move to the next stage of your claim.

Considering legal advice? A licensed workers’ compensation lawyer can review your evidence, identify available benefits, and explain settlement terms. Ask about consultation costs, attorney fees, and expenses. A higher recovery is not guaranteed.