How much does workers' comp pay in Indiana?
- Indiana TTD pays two-thirds of average weekly wages up to the Board's published maximum for the injury date: $878 for July 1, 2026–June 30, 2027 injuries, $852 for July 2025–June 2026 and $828 for July 2024–June 2025.
- At $1,200 AWW the 2026 rate is $800.
- A minimum benefit is not modeled here.
Official-source review: . General guidance, not legal advice.
Calculate Indiana ordinary total-disability pay
Estimated weekly TTD
$800.00
Assumes full temporary disability and a correct AWW. Does not establish eligibility, apply waiting periods or offsets, or model partial disability.
Indiana permanent-award rules: what actually drives the payout
- Indiana permanent partial impairment (PPI) is paid in degrees, not weeks.
- The rating is converted to degrees (whole person 100, arm above elbow 50, leg above knee 45, hand 40, foot 35), then each degree is paid at progressive dollar tiers.
- For July 2026–June 2027 injuries: degrees 1–10 pay $1,970 each, 11–35 $2,197, 36–50 $3,585 and 51–100 $4,569.
- A 10% whole-person rating is $19,700.
Medical impairment, legal disability and loss of earning capacity are different measurements. Use the established award category and applicable rate before doing dollar arithmetic. Do not borrow a rating from Social Security, the VA or another state.
| Award basis | Full-loss degrees |
|---|---|
| Whole person (100 degrees) | 100 |
| Arm above elbow (50 degrees) | 50 |
| Leg above knee (45 degrees) | 45 |
| Hand (40 degrees) | 40 |
| Foot (35 degrees) | 35 |
How to evaluate an Indiana settlement
- An Indiana compromise settlement must be approved by a Workers' Compensation Board member, who checks that the worker understands it.
- An approved compromise can close future medical; an ordinary PPI agreement is not automatically a medical release.
- The Board expects the PPI calculation, unpaid bills and future medical responsibility to be addressed.
- Check the wage worksheet, award classification, rating evidence and unpaid benefits.
- Identify exactly which medical conditions, future treatment and wage-loss rights are released.
- Separate gross value from prior payments, approved fees, liens and other adjustments.
- Review Medicare and Social Security coordination when relevant; a medical allocation is not an automatic settlement multiplier.
Indiana workers' compensation rates by injury date
Dated rate history from official Indiana sources, reviewed . Looking for employer premiums? See workers' comp insurance cost by state.
| Injury period | Weekly maximum | Minimum basis |
|---|---|---|
| July 1, 2026 – June 30, 2027 | $878.00 | No fixed TTD minimum modeled |
| July 1, 2025 – June 30, 2026 | $852.00 | No fixed TTD minimum modeled |
| July 1, 2024 – June 30, 2025 | $828.00 | No fixed TTD minimum modeled |
The Board publishes maximums only; a minimum weekly check is not shown. Compensation cannot exceed actual wages.
Reporting, filing and official sources
- Notify the employer immediately and generally within 30 days.
- File an Application for Adjustment of Claim within two years of the accident; if TTD or TPD was paid, the period runs from the last date for which compensation was paid.
- Medical-only payments do not extend it.
Indiana benefit questions
How much does workers' comp pay in Indiana?+
Indiana TTD pays two-thirds of average weekly wages up to the Board's published maximum for the injury date: $878 for July 1, 2026–June 30, 2027 injuries, $852 for July 2025–June 2026 and $828 for July 2024–June 2025. At $1,200 AWW the 2026 rate is $800. A minimum benefit is not modeled here.
How do permanent disability benefits work in Indiana?+
Indiana permanent partial impairment (PPI) is paid in degrees, not weeks. The rating is converted to degrees (whole person 100, arm above elbow 50, leg above knee 45, hand 40, foot 35), then each degree is paid at progressive dollar tiers. For July 2026–June 2027 injuries: degrees 1–10 pay $1,970 each, 11–35 $2,197, 36–50 $3,585 and 51–100 $4,569. A 10% whole-person rating is $19,700.
Can an Indiana settlement close future medical care?+
An Indiana compromise settlement must be approved by a Workers' Compensation Board member, who checks that the worker understands it. An approved compromise can close future medical; an ordinary PPI agreement is not automatically a medical release. The Board expects the PPI calculation, unpaid bills and future medical responsibility to be addressed.
What are the reporting and filing deadlines in Indiana?+
Notify the employer immediately and generally within 30 days. File an Application for Adjustment of Claim within two years of the accident; if TTD or TPD was paid, the period runs from the last date for which compensation was paid. Medical-only payments do not extend it.
Does Indiana PPI depend on my wages?+
No. Indiana PPI uses the impairment degrees and the dollar-per-degree tiers for the injury date. Your average weekly wage affects TTD, not the per-degree PPI value.
Why does each Indiana degree pay a different amount?+
The tiers are progressive: the first 10 degrees use the lowest rate, and only degrees above each threshold use the higher rate. Do not multiply all degrees by the highest tier.
Is an Indiana amputation paid like loss of use?+
Not necessarily. Amputation and separation have special statutory treatment. The calculator illustrates loss-of-use ratings only.
Does surgery guarantee a larger Indiana settlement?+
No. Surgery can change treatment costs, restrictions and medical evidence, but there is no automatic surgery multiplier. Permanent disability must be established under the applicable rules. Compare the benefits released and future care needs, not just the procedure name.
Are Indiana workers' comp benefits taxable?+
Benefits paid under a workers' compensation law for an occupational injury or illness are generally excluded from federal income tax. Returned-to-work wages, retirement payments and Social Security offsets can have different tax treatment. Review IRS Publication 525 and seek tax advice for the agreement's allocations.
Can I receive pain and suffering through Indiana workers' comp?+
Workers' compensation generally does not award pain and suffering. A separate claim against a responsible third party may allow different damages, but employer immunity and reimbursement rights need separate legal review.
When should I compare an Indiana settlement offer?+
Compare an offer after understanding the wage calculation, medical condition, permanent-award category, unpaid benefits and rights released. There is no guaranteed settlement timeline. A bigger lump sum may be worse if it transfers expensive future treatment to you.
Where can I verify my Indiana benefit rate?+
Use the official agency resources linked on this page and the written rate calculation in your claim. Injury date, benefit category, wage records and applicable limits matter. An entered rate is not independently verified by this calculator.
These calculations are estimates based on your inputs and general workers' compensation formulas. Actual benefits depend on state law, your specific injury, employer insurance carrier, and other factors. This is not legal advice. Consult a licensed workers' compensation attorney for guidance specific to your claim.